Car Loan
Thinking about upgrading your car or buying your very first set of wheels? Our Car Loan makes it easy to get on the road with repayments that fit your budget.”
With a interest rate of 9.99% (10.46% APR) and flexible terms, you can borrow with confidence. As part of our common bond, all decisions are made locally by people who know our members and understand the needs of our community.
You can apply online today, or visit any of our five offices — Dungarvan, Tallow, Lismore, Cappoquin, or Kilmacthomas — to talk with one of our Loan Officers.
We’ll help you drive away sooner with a loan that works for you.
A Car Loan is a straight forward loan with regular repayments over an agreed term.
You OWN the car from the outset
No balloon payments
No hidden charges or administration fees
You can pay the loan off early, make lump sum repayments or increase your regular repayments without penalty
AND because your repayments are calculated on a reducing balance with a Car Loan, you pay less interest!!
Loan Calculator
Apply for a loan today with interest rates that suit you!
Max. Loan Term :
10.46%
10.46%
10.46%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Representative example
Loan amount
€20,000
Interest rate - APR
9.14%
Loan term
36 months
Total interest
€2,748
Weekly repayment
€146
Total cost of credit
€22,748
Requirements
What do I need to apply?
- 3 Payslips for Employees
- 2 Years Accounts for Self Employed
- 3 Receipts for Social Welfare recipients
- Mortgage Statement if applicable
- Bank Statements - 3 months recent Statements
- Credit Card Statements
- Proof of Income for Guarantor - where applicable
