Club/Community Loan
Strong communities are built on active clubs, groups, and organisations. Our Club and Community Loan is here to support local initiatives — whether it’s upgrading facilities, funding equipment, or helping your group grow.
With an interest rate of 9.99% (10.46% APR) and flexible repayment terms, this loan gives your organisation the backing it needs to make a difference. As part of our common bond, decisions are made locally, with a real understanding of the needs of clubs and communities in our area.
Applications can be made online, or your committee can call into any of our five offices — Dungarvan, Tallow, Lismore, Cappoquin, or Kilmacthomas — to speak with our Loan Officers.
We’re here to support the groups that make our community stronger.
Sport and Recreation
Culture and Heritage
The 'Arts' (within the meaning of the Arts Act, 2003)
Health of the community
Youth, Welfare and Amenities
Natural environment
Loan Calculator
Apply for a loan today with interest rates that suit you!
Max. Loan Term :
6.17%
6.17%
6.17%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Representative example
Loan amount
€25,000
Interest rate - APR
6.17%
Loan term
36 months
Total interest
€2,325
Weekly repayment
€175
Total cost of credit
€27,325
Requirements
What do I need to apply?
Applications 25K +
If the application is €25k +, a Business Plan must be supplied for the business.
- Letter from the Committee outlining the requirement and minutes allowing the application to be made
- List of Trustees, together with CDD documentation
- Most recent accounts for the group
- CRBOT registration (If applicable)
- Cash flow statement / projections / forecasts
- How the the group is financed
- Details of any security offered / available
- Purpose of application - benefits
- Group investment levels in the project
