Education Loan
Investing in education is investing in the future. Our Education Loan is here to help cover the costs of school, college, apprenticeships, or professional courses, so you or your family can focus on learning, not financial stress.
With an interest rate of 9.99% (10.46% APR) and flexible repayment options, this loan gives you the support you need when it matters most. And because we’re rooted in our common bond, all decisions are made locally by people who understand our members and their needs.
You can apply online today, or call into any of our five offices — Dungarvan, Tallow, Lismore, Cappoquin, or Kilmacthomas — to speak with one of our Loan Officers.
We’re here to support your education journey every step of the way.
What can I use an Education Loan for?
An Education Loan can be used to help cover the cost of a wide range of educational expenses, such as:
College or university fees
School fees and books
Course materials and equipment
Accommodation and living expenses while studying
Apprenticeship or training costs
Postgraduate or professional development courses
No hidden charges
Decisions are made locally, with your circumstances in mind
Flexible Repayment Plan
Interest rates of 9.99% (APR 10.46%)
Free Loan Protection Insurance
No Penalties or Fees for Early Repayment
Loan Calculator
Apply for a loan today with interest rates that suit you!
Max. Loan Term :
10.46%
10.46%
10.46%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Representative example
Loan amount
€10,000
Interest rate - APR
10.46%
Loan term
36 months
Total interest
€11,578
Weekly repayment
€74
Total cost of credit
€1,578
Requirements
What do I need to apply?
- 3 Payslips for Employees
- 2 Years Accounts for Self Employed
- 3 Receipts for Social Welfare recipients
- Mortgage Statement if applicable
- Bank Statements - 3 months recent Statements
- Credit Card Statements
- Proof of Income for Guarantor - where applicable
