Home Improvement Loan
Dreaming of a new kitchen, extra space for the family, or simply freshening up your home? Our Home Improvement Loan is designed to help you turn those plans into reality and make your house feel even more like home.
With an interest rate of 9.99% (10.46% APR) and flexible repayment options, you can borrow with confidence. Because we’re rooted in our common bond, your application is decided locally by people who understand our members and the needs of our community.
You can apply online today, or drop into any of our five offices — Dungarvan, Tallow, Lismore, Cappoquin, or Kilmacthomas — and chat with one of our Loan Officers.
Flexible repayment schedule
Loan protection (at no direct cost to the member)
No hidden charges
No admin fees
Face-to-face communication
At a competitive interest rate of 9.99%/10.46% APR, it is the perfect loan for all your Home Improvement needs!
Loan Calculator
Apply for a loan today with interest rates that suit you!
Max. Loan Term :
10.46%
10.46%
10.46%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Representative example
Loan amount
€25,000
Interest rate - APR
9.14%
Loan term
36 months
Total interest
€3,436
Weekly repayment
€182
Total cost of credit
€28,436
Requirements
What do I need to apply?
- 3 Payslips for Employees
- 2 Years Accounts for Self Employed
- 3 Receipts for Social Welfare recipients
- Mortgage Statement if applicable
- Bank Statements - 3 months recent Statements
- Credit Card Statements
- Proof of Income for Guarantor - where applicable
