Spring Loan
Whatever plans you have this spring, we’re here to help you make them happen. Whether you’re improving your home, upgrading your car, planning a family event, or managing important expenses, our Spring Loan offers a simple and affordable way to move forward with confidence.
For a limited time, enjoy a promotional rate of 6.99% (7.2% APR) on new loans of €10,000 or more. As a community-based lender, all decisions are made locally by people who understand the needs of our members, ensuring a service that is personal, supportive, and focused on you.
Apply from the 1st to the 31 March 2026 to avail of this special rate. Spring Loans drawn down by 15 April 2026 will be entered into a prize draw, where one lucky member will win €1,000.
You can apply online today for a quick decision, or if you’d prefer to speak with someone in person, call into any of our offices in Dungarvan, Tallow, Lismore, Cappoquin, or Kilmacthomas and our team will be happy to help.
Lending criteria, terms & conditions apply. New loans of €10,000+. Top-ups excluded.
Test
Special 6.99% promotional rate
Loans from €10,000+
Quick local decisions you can trust
Flexible repayment options
No hidden fees or charges
Chance to win €1,000*
*Loans drawn by 15 April 2026 entered into prize draw.
Loan Calculator
Apply for a loan today with interest rates that suit you!
Max. Loan Term :
7.22%
7.22%
7.22%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Representative example
Loan amount
€25,000
Interest rate - APR
7.2%
Loan term
36 months
Total interest
€2,728.64
Weekly repayment
€177.75
Total cost of credit
€27,728.64
Requirements
What do I need to apply?
- 3 Payslips for Employees
- 2 Years Accounts for Self Employed
- 3 Receipts for Social Welfare recipients
- Mortgage Statement if applicable
- Bank Statements - 3 months recent Statements
- Credit Card Statements
- Proof of Income for Guarantor - where applicable
