Standard Loan
Whatever life throws at you, we’re here to help. Our Standard Loan is flexible and straightforward, giving you the support you need — whether it’s covering unexpected costs or planning something special.
With an interest rate of 9.99% (10.46% APR) , you can borrow with confidence. As part of our common bond, decisions are made locally by people who know and understand our community, so you’ll always get a service that’s personal and supportive.
You can apply online today, or if you’d prefer a chat, call into any of our five offices — Dungarvan, Tallow, Lismore, Cappoquin, or Kilmacthomas — and talk to one of our loan officers.
Test
Competitive rates of interest
Flexible repayment terms
Borrow up to €75,000
No hidden costs or administration fees
Free loan protection insurance
Interest rate of 9.99% (10.46% APR)
Loan Calculator
Apply for a loan today with interest rates that suit you!
Max. Loan Term :
10.46%
10.46%
10.46%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Representative example
Loan amount
€25,000
Interest rate - APR
10.46%
Loan term
36 months
Total interest
€3,945
Weekly repayment
€186
Total cost of credit
€28,945
Requirements
What do I need to apply?
- 3 Payslips for Employees
- 2 Years Accounts for Self Employed
- 3 Receipts for Social Welfare recipients
- Mortgage Statement if applicable
- Bank Statements - 3 months recent Statements
- Credit Card Statements
- Proof of Income for Guarantor - where applicable
