Benefits of joining Cairde CU
Take control over your personal finances with our great range of products and services that are tailored for maximum service and convenience
Access to competitive loan interest rates with flexible repayment options
On demand access to savings which are secured up to €100,000
Insurance coverage on qualifying loans and savings at no direct extra cost to the member
Helping to support your local community through the Credit Union's sponsorship and community activities
You can complete a nomination form enabling you to nominate any person(s) to receive the money in your account in the event of your death up to a value of €27,000.
All our services are available to our members from all 5 of our Offices located across west Waterford.
Avail of the benefits of becoming a member today!
Join using your phone
We’ve created an intelligent and secure method for you to become a member directly through your mobile phone. All you have to do is download our Mobile App to take full advantage of joining as you go.


Secure Facial Verification
We use advanced biometric facial technology to capture and verify who you are. Simply take a quick selfie and you’re done. This intuitive technology, ensures becoming a member is quicker than ever.
Reliable Identity Check
We’ve created a way for you to share proof of ID with us that’s both secure and reliable. As you progress with your application, you will be given an opportunity to show your ID there and then. There’s no waiting around.

Quick Online Access
Once your membership has been approved, we'll text you a temporary pin so you can have immediate access to your online account. You won’t have to worry about anything, we will do the rest.


In order to start your Online Membership journey, you will need to download our Mobile App. Download today and reap the benefits of becoming a member.